FINANCIAL LITERACY IS ONLY THE BEGINNING.
Imagine if students could turn what they learn into financial habits, assets, investments, and wealth. We're building a community where financial knowledge becomes financial ownership . . . starting with eight cents.
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8 Cents in a Jar, Inc. is an award-winning Florida 501(c)(3) nonprofit advancing economic mobility for students from under-resourced communities through financial education, real-world experiences, and access to wealth-building opportunities.
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Through our Economic Succession approach, students learn to save, invest, acquire assets, and make informed financial decisions that strengthen their economic position. Beginning at age 8 and extending into adulthood, we help students move from learning about money to building something with it.
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Because financial literacy is the beginning.​
Economic Succession is what comes next.


CREATING A PIPELINE FOR
ECONOMIC SUCCESSION IN COMMUNITIES
We believe a student’s economic future should not be determined by their ZIP code. Through education, access, experiences, and community investment, we create pathways for students to build assets, grow wealth, and strengthen their economic position across generations.
STUDENTS' RETURN ON INVESTMENT

MEASURING
ECONOMIC SUCCESSION
91%
AVERAGE STUDENT CREDIT SCORE
708
AVERAGE STUDENT CREDIT SCORE
$2,941
AVERAGE STUDENT SAVINGS BALANCE
350K+
ACCULUMATED STUDENT WEALTH ASSESTS
See the impact behind the numbers. Explore our latest annual report for student outcomes, community impact, partnerships, and more.


I came into the Change Academy session as a very nervous immigrant student clueless about financial literacy. But, I left confident and relaxed, comfortable sharing resources with my family. The team at 8 Cents in a Jar made learning fun and exciting; words you don't think about as you know about finances. I finally feel I am equipped to take control of my financial future.
-Jessica Gonzalez
10th grader, Apopka High School
We would like to THANK our CHANGE PARTNERS












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